When you apply for a new Axis Bank credit card, it will be dispatched inactive mode and you need to activate your credit card after receiving it through courier. Don’t worry you don’t need to visit the bank, you can activate your credit card by SMS.
After activating your credit card through SMS, you can use your card for online and offline shopping.
If your new Axis Bank credit card is now working and the transaction declined then first you need to activate your credit card, follow the below simple process, and start your credit card usage.
Axis Bank Credit Card Activation by SMS
As I said, you just need to send an SMS from your registered mobile number to activate your credit card, so make sure you have a registered mobile number and enough balance to send an SMS.
Now send an SMS in the below format:
- Send “ACA<space>Last 4-digits of your credit card number” & send to 56161600 or +918691000002
- If your credit card last 4-digits are 4777 then type ACA 4777
Once you send this message, your credit card will be activated and you can use it for online and offline transactions.
If your credit card is dispatched in active mode then you don’t need to activate it and you can directly use it for online/offline shopping. However, if your credit card is not working then follow the above steps and activate your card by SMS.
Q.1: Can I activate my Axis Bank credit card online?
Ans: No, currently you can activate your credit card by SMS only.
Q.2: Unable to send an SMS, failed?
Ans: Make sure you have enough balance to send an SMS, at least INR 5.
Q.3: Why is my New Axis Bank credit card transaction declined?
Ans: Maybe your new credit card is temporarily locked and you need to activate it. Just follow the above steps and activate your card.