Here we will show you how to complete kyc for your PhonePe wallet to enhance wallet limit and continue services. As per recent RBI guidelines, complete your kyc to continue PhonePe wallet for payments and cashback.

To transfer your wallet balance to bank you need to submit kyc details before 28th February.

You can also enhance PhonePe wallet limit by competing your e-kyc using aadhaar number.




Follow this online step by step process to compete your KYC using aadhaar number.

PhonePe Wallet – Compete KYC Using Aadhaar

Before you start keep your aadhaar card ready, you need to enter your 12-digit aadhaar number. Second, your aadhaar registered mobile number, you will receive OTP on this number to verify your details.

Now see step by step process:-

1: First login to your PhonePe wallet and tap on My Account and then profile name as you can see below screenshot.




complete kyc phonepe wallet

2: Next screen, you can see “Please complete your kyc” option. Tap on Verify.

phonepe kyc

3: On next screen select Verify With Aadhaar.

complete kyc phonepe wallet




4: Tap on I Agree button.

complete kyc phonepe wallet

5: In next screen enter 12-digit aadhaar number and tap on submit.

complete kyc phonepe wallet

6: Now tap on Generate OTP.

complete kyc phonepe wallet

7: You will receive One Time Password (OTP) on your aadhaar registered mobile number. Enter OTP and tap on submit.

complete kyc phonepe wallet

Done! your e-kyc completed and now you can use your PhonePe wallet without any interruption and also your wallet limit now enhanced.

complete kyc phonepe wallet

Please note: 

  • You can validate your kyc using aadhaar card only now. No other document option available.
  • Make sure your mobile number is registered with your aadhaar card to receive OTP. If your mobile number is not registered, please visit nearest kyc center and register your mobile number.

PhonePe kyc still available so complete it as soon as possible.

Wallet limits

Without KYC
Refunds/Wallet Balance (Max.) Purchases (Max.) Withdrawal (Max.)
Monthly Rs. 10,000 Rs. 10,000 Rs. 25,000
Per Transaction Rs. 10,000 Rs. 10,000 Rs. 5,000
With KYC
Refunds/Wallet Balance (Max.) Purchases (Max.) Withdrawal (Max.)
Monthly Rs. 1,00,000 Rs. 1,00,000 Rs. 25,000
Per Transaction Rs. 1,00,000 Rs. 10,000 Rs. 5,000

So by following this online process you can complete PhonePe wallet e-KYC using aadhaar number.

56 COMMENTS

    • Please update your phonePe wallet. Tap on my account and then you can see your mobile number. Just tap on mobile number, now see below. You can also see kyc option on home screen.

  1. Iam not complete kyc my phonepe account still 28 date it’s not showing any notification then what can I do to link my kyc .?

    • Phonepe kyc available. Please update your app and tap on my account, tap on mobile number to open profile. Now see below

    • your mobile number register with aadhaar? You can also use other ID proof. See there option available.

        • If kyc done successfully then please wait for sometime. I suggest please contact phonepe to confirm your kyc completed.
          Open phonepe, tap on my account, now tap on mobile number, now see below you can see your kyc submitted.

  2. When I am trying to to generate OTP ….Its shows ERROR ERROR …..So many times i tried…How can I link

    • In Android version there is no error i can see. Make sure you have updated version. Still i can see it is working fine. Please contact phonepe.

    • Open phonepe and tap on my account then tap on mobile number to open profile. Now see below you can see verify kyc option

  3. hello sir what iam do know sir iam so many times register my aadhar card with phone pay account but there is no result (showing error in application ) sir my important ATM card numbers are in phone pay wallet top up. my ATMcards is missing iam running my life in phone wallet top up details plsss consider me otherwise iam complaint phone pay wallet management SERIOUSLY got it sir. we are all closed to your phone pay management. we complaint central Court and closed your phone pay EDITORIAL TEAM STAFF SERIOUSLY

    • Understand your problem. To complete kyc 28 February was last date as per RBI guidelines.
      Many wallet companies lost their 50% customers because of this.
      Please wait for sometime, hope they will do something for those who still didn’t complete kyc.

    • I just completed my PhonePe kyc with PAN CARD. If you unable to use aadhaar then try pan card or other id proof

    • Please update your version. Tap on my account then tap on mobile number. Now see below, you can see kyc option there.

    • Phonepe and other wallet kyc still available. I have completed my phonepe kyc yesterday using pan card

  4. I just completed my PhonePe kyc with PAN CARD. but when i click on bank button it’s showing message (please update KYC to send money and transfer to account )
    what to do?

    • Once they validate your kyc details you can access your wallet. Use help option and message them.

  5. hi,

    i am tried to update my KYC but its showing white screen only but i updated my pan number but unable to update KYC. so please do need full

    • Update your phonepe. Open and tap on my account. Now tap on mobile number. Now see below, you can see verify kyc option

  6. While updating Aathar , i did not get OTP ……I tried lot of times . so please kindly tell us the other method of completion in KYC

    • Are you sure your mobile number registered with aadhaar? If registered then try again. If not received then visit uidai website and verify your mobile number that link or not.

  7. Is there any option to verify kyc without aadhaar ?
    Because my aadhaar dont have an mobile number
    Is there any offline kyc verification like paytm ?

    • The process is very simple. Make sure your mobile number is registered with aadhaar. On this number uidai will send you otp. You just need to enter this otp and you are done.
      Please tap on help option and send your query to phonepe.

Comments are closed.