Kotak 811 saving account is complete digital saving account which you can open online and manage online too. You can manage this account through Kotak mobile banking application on smartphone.

Kotak 811 saving Account is a zero Balance savings account for those who want to open their savings account in Kotak Bank and are unable to maintain monthly average balance. This is best saving account with all facility like Debit card, cheque book, net banking, mobile banking facilities.

Here we will show you how to manage Kotak 811 saving account online through mobile banking application.




How To Manage Kotak 811 Saving Account Online

As I said it is a completely digital account and you do not have to visit bank for any work. You just need to complete KYC process by submitting your documents. You can call bank person and done this job at home.

To manage Kotak 811 saving account, you have to install Kotak Mobile Banking Application in your Smartphone, this application is available on Android, iOS.

After registering with Kotak Mobile Banking, you can manage your Kotak 811 account. See how:

1# Check Account Balance

To view your 811 account balance, simply login to mobile banking application and tap on Banking — Account overview




manage kotak 811 account online

Now you can see your available balance.

manage kotak 811 account online

2# Add Money to 811 Account

You can add money to your 811 saving account through:-

  • Transfer money from another bank account
  • Transfer money from your other kotak bank account

You can also add money using net banking, debit card.




To Add money login to mobile banking and tap on Banking  811 Account

manage kotak 811 account online

Now enter amount and tap on Fund my Account. You can use net banking, debit card options to add money.

manage kotak 811 account online

3# Cheque Book Order

You can order cheque book online for 811 account. To become eligible you need to complete KYC process.

To order a cheque book online, open mobile banking and tap on Service Requests Cheque requests

manage kotak 811 account online

Now select total leaves and submit your request.

manage kotak 811 account online

4# Switch ON/OFF Debit Card

For security you can tun off your 811 debit card and whenever you need to use it, turn it on anytime.

To On/Off your debit card, open mobile Banking and tap on Services Requests Debit Card Requests

manage kotak 811 account online

Now tap on Activate/Deactivate Debit card and block it temporary.

manage kotak 811 account online

5# View Virtual Debit Card

When you open 811 account, you will get virtual Debit card. You can use this card for online payment. This is not physical debit card but you can order physical card too at Rs.199/annum fee.

You can view your 811 virtual debit card in mobile banking. Tap on Banking — 811 Account.

manage kotak 811 account online

Next screen you can see your virtual card.

manage kotak 811 account online

6# Order Physical Debit Card

As I said, you can also order your Kotak 811 Virtual Debit Card as a Physical Card at Rs.199 annual charge.

To order, open mobile banking and tap on Banking — 811 Account.

Next screen tap on Apply physical card. After submitting request you will receive your card within 15 days.

So this is how you can manage Kotak 811 saving account online without visiting branch. Read: How  to open 811 saving account online