In this post, you will learn how to create Pyatm UPI ID, UPI PIN and link your Bank account for transfer and receive money on Paytm.

Paytm users can now transfer and receive money on Paytm using BHIM UPI (Unified payments Interface) a new way for digital transactions online. On Paytm you just need to add your bank account, create UPI ID and UPI PIN and you are ready to use UPI for money transfer.

You can also create Multiple UPI ID on paytm and link with different Bank account.




Here is step by step guide on how to Create UPI ID and UPI PIN in paytm and link your Bank account.

Paytm – Create UPI ID and UPI PIN & Link Bank Account

Before you start, please make sure your Bank registered mobile number insert in your phone. The application will verify your Bank registered mobile number and show your linked accounts.

Step 1: Open Paytm application and tap on UPI.

paytm create UPI ID, UPI PIN




Step 2: Now select your Bank where you hold an account.

paytm create UPI ID, UPI PIN

Now the application automatically sent an SMS from your Bank registered mobile number and verify it.

Now the application automatically sent an SMS from your Bank registered mobile number and verify it.

Step 3: Next screen create your Paytm UPI ID and submit. For Example – ashokdixit88@paytm




Paytm create UPI ID and UPI PIN

This UPI ID will be linked with your Bank account number, so you don’t need to share your Bank account details to receive money. Also, you can make payment using this UPI ID and the money will be deducted from your Bank account directly

Step 4: Now select your Bank account number to link with your UPI ID.

Paytm create UPI ID and UPI PIN

Step 5: In the last step, you need to Set UPI PIN. This PIN requires to authenticate transactions. Tap on Set UPI PIN.

Paytm create UPI ID and UPI PIN

Next screen, enter your ATM Debit card last 6-digits & expiry date and proceed.

Paytm create UPI ID and UPI PIN

You will receive OTP on your Registered mobile number, enter OTP and Set your UPI PIN, re-enter UPI PIN and confirm.

paytm create UPI ID, UPI PIN

Done! you have successfully created Paytm UPI ID and UPI PIN and also linked your Bank account.

Paytm create UPI ID and UPI PIN

Now to receive money from someone using UPI, just give your UPI ID. The person will send money using UPI ID and it will be credited to your linked bank account instantly.

Same, you can also transfer money without mobile banking or net banking using UPI ID and UPI PIN, just select Money transfer option and enter beneficiary account details or UPI ID. Enter UPI PIN to verify your transaction.

So this is how Paytm users can create UPI ID, UPI PIN and link any bank account to receive and transfer money.

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