PhonePe – Check Bank Account Balance

UPI (Unified Payment Interface) is a new electronic fund transfer process launched by NPCI. You can check your Bank account balance, transfer money from your Bank to another bank, receive money to your bank and also make online payments, pay bills and recharges.

PhonePe is UPI based application and available for Android and iOS. There are many UPI based application available but with 50 million installs PhonePe is one of the best UPI application.

You can check your Bank account balance in PhonePe, transfer and receive money, pay bills, book tickets, recharge your phone and DTH, pay online and many digital services you can use on PhonePe.

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Now you don’t need to login net banking or mobile banking to check your Bank account balance, through PhonePe UPI you can check your account balance instantly.

Check Bank Account Balance on PhonePe

PhonePe users can check their Bank account balance directly on PhonePe App. Follow these two steps:

1# Add your Bank account in PhonePe

First, you need to link your Bank account in PhonePe. For this, your bank registered mobile number required. PhonePe will send an SMS from your Bank registered mobile number and verify the number.

To link your Bank account:

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— Open PhonePe app and tap on My Money – BHIM UPI

PhonePe Create UPI ID

Now tap on Add Bank Account and select your Bank. Now PhonePe will send an SMS from your registered mobile number so make sure you have enough balance.

PhonePe Create UPI ID

After verifying your Bank registered mobile number, you can see your Bank account number on the next screen. After adding your Bank account, now you need to set UPI PIN using Debit card.

Set upi pin PhonePe

2# Set UPI PIN using the Debit card

Tap on Set BHIM UPI PIN and next screen enter your Debit card last 6-digit number and expiry date.

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Set upi pin PhonePe

And now set UPI PIN.

Set upi pin PhonePe

Done! After setting up UPI PIN, now you can check your Bank Account Balance anytime by enting UPI PIN.

Now Check Bank Account Balance

To check your Bank Account Balance on PhonePe, tap on  Bank Balance as you can see below screenshot.

PhonePe Check Bank Balance

Select your Bank Account and enter your UPI PIN.

PhonePe Check Bank Balance

You can see your Bank Account Balance now.

PhonePe Check Bank Balance

PhonePe users can also tap on My Money – BHIM UPI to know account balance.

So this is how PhonePe users can check Bank Account Balance on PhonePe, no need to login net banking or mobile banking.