SBI Debit card users can now buy any products from Flipkart and Amazon on EMI and Pay EMI using SBI Debit Card. Yes, EMI on SBI Debit card now available on Flipkart and Amazon.
First, you need to check your eligibility whether your SBI Debit card is eligible for EMI on Debit card facility or not. If your Debit card is eligible then you can see SBI Debit card option in the payment page.
Here is step by step guide on how to know my SBI Debit card is eligible for EMI on Debit card on Flipkart and Amazon?
Check SBI Debit Card EMI Eligibility on Flipkart
First of all, make sure your Flipkart registered mobile number and SBI account registered mobile number are same. If both numbers are different then you can not see your SBI Debit card in EMI option.
Now check your eligibility, login to Flipkart application and choose any product mobile phone, TV or something else above Rs.8000 or 10,000 price range (You can not purchase any product on EMI below which 8000)
Open product page and here on Easy Payment option you can see EMI on Debit card available staring… (as you can see below screenshot) tap on View Details. Next screen if your card is eligible then can see your SBI Debit card EMI options. 6 months, 9 months and 12 months. That means you can buy this product on EMI using your SBI Debit card.
Proceed to the payment page and tap on EMI. Next screen select SBI Bank Debit Card EMI.
And now select EMI option suitable for you 6 months, 9 months or 12 months. Next screen add your Debit Card details and complete transaction.
After the successful transaction, the EMI payment will be debited from your saving account starting next month. The money will not be debited from your account instantly.
Check SBI Debit Card EMI Eligibility on Amazon
The same way you can also use your SBI Debit card on Amazon and buy any product on EMI using SBI Debit card.
Select your product above Rs.8000 and proceed to payment page.
On payment screen, select EMI option and add your SBI Debit card.
After adding your SBI Debit card now you can see EMI option 6 months, 9 months and 12 months (If your Debit card eligible). If you can’t see EMI options that mean your Debit card is not eligible.
If your card is eligible then complete your payment by selecting EMI option 6 months, 9 months and 12 months.
After completing transactions, EMI will be debited from your saving account starting next month. During the transaction, the money will not be debited from your saving account.
So this is how SBI Debit card users can buy products on EMI using SBI Debit card depend on eligibility.