How To Set UPI PIN in PhonePe

PhonePe is UPI based wallet cum payment application available for Android and iOS. Bank to Bank transfer now become so easy using PhonePe UPI. Just add your Bank account, create UPI PIN and start sending money to any bank account from your account.

Many users still confuse about PhonePe UPI. What is PhonePe UPI PIN and how to set UPI PIN in PhonePe?

What is PhonePe UPI PIN?

PhonePe UPI PIN is 4 or 6 digits transaction password to authenticate your transaction. Whenever you send money from your linked bank account on PhonePe using UPI, you need to enter UPI PIN to validate your transaction.

To set UPI PIN in Phonepe, you need to enter your Bank ATM Debit card last 6 digits number and expiry date. Without ATM Debit Card, you can not transfer money from your Bank account to other Bank accounts through UPI.

After adding your Bank Account in PhonePe, you need to set UPI PIN using your ATM Debit Card.

How To Set BHIM UPI PIN in PhonePe?

Follow below steps and set your UPI PIN in PhonePe.

First, you need to add your Bank account in PhonePe. Make sure your Bank registered mobile number insert in your Phone. PhonePe will verify your mobile number by sending an SMS and add your Bank account.

To add Bank account, open PhonePe App and tap on My Money and next screen tap on BHIM UPI.

PhonePe Create UPI ID

Next screen tap on Add New Bank Account and then select your Bank where you hold your account.

PhonePe Create UPI ID

Now PhonePe will send an SMS from your Bank registered mobile number and after successful validation, your Bank account will be added (linked) with PhonePe. Now tap on SET BHIM UPI PIN.

Set upi pin PhonePe

And now enter your Debit Card last 6-digits number and expiry date (valid up to/valid thru) and tap on continue.

Set upi pin PhonePe

Finally, set your desired 4 or 6 digits UPI PIN and confirm it again.

Set upi pin PhonePe

Done! you have successfully set UPI PIN in PhonePe and now you are ready to send money from your Bank account to any bank account. You can also check your Bank account by entering UPI PIN.

Set upi pin PhonePe

Hope you now understand what is PhonePe UPI PIN and how to set UPI PIN in PhonePe using ATM Debit Card.