As per RBI directive, if your UCO Bank Debit card never used for online purchases (transactions), the bank will disable online transactions (purchase) facility on your Debit card so you can not use your card for online shopping and payments. However, UCO Bank customers can easily enable online transactions (purchase) for Debit card using mobile and UCO secure application.
If your UCO Debit card not used for online transactions for a long time then you will receive an SMS from the bank “Dear customer, your Debit card never used for online purchase since issuance. As per RBI directive, we have disabled online purchase facility on your card”
Now see how you can enable your UCO Bank Debit card for online transactions/e-commerce purchases or online payments.
- Also Read: How to apply for UCO Bank Debit Card Online
Enable UCO Debit Card for Online Usage (Transactions)
If you have UCO Mobile Banking facility or UCO Secure Debit card control application then you can easily enable your Debit card for online usage.
1. Enable Using UCO Mobile Banking
Login to UCO Mobile Banking application.
After successful login, tap and open UCO Secure section.
Next screen tap on ATM DEBIT CARD.
Now select your account number & card number and Enable e-commerce option which is currently disabled. After enabling the e-commerce option, submit your request.
2. Enable using UCO Secure Application
You can also use UCO Secure Debit card control application to enable online transactions for your UCO ATM card.
Open UCO Secure application and log in.
Now select ATM Debit card option.
And next screen select account number, card number and enable e-commerce option and submit.
That’s it, your UCO Bank ATM Debit card successfully enabled for online transactions (e-commerce/ online payments).
Q.1: Why my UCO bank Debit card diable for online transactions?
Ans: As per RBI guidelines, if your UCO Debit card never used for online payment or purchases, it will be disabled for online usage. However, you can enable your card anytime.
Q.2: What is the meaning of e-commerce transactions?
Ans: e-commerce transaction means you can use your Debit card for online payments like shopping, online payments, etc.