Adding a payee to your HDFC Mobile Banking app is a crucial step to enable secure and efficient money transfers. Whether the recipient holds an account with HDFC Bank or another bank, this process ensures the accuracy of the transaction and protects your financial information. Completing this step allows you to use “NEFT,” “IMPS,” or “RTGS” for transferring funds.
The payee registration process is straightforward but thorough, as it requires validating the recipient’s details before initiating any transactions. Follow the detailed steps below to add a payee successfully.
Add Payee Bank Account for Money Transfer in HDFC Mobile Banking
Step 1: Open the HDFC Mobile Banking app on your smartphone and log in using your credentials. Ensure your username and password are entered correctly to avoid login issues.
Step 2: On the home screen, tap on the “Money Transfer” option to access the section for managing transfers.
Step 3: In the “Money Transfer” section, select “Add/Manage Payees”. This is where you can view, edit, or add payees.
Step 4: Tap on the “Add Payee” button to begin the process of adding a new payee to your account.
Step 5: On the next screen, choose the “Bank Accounts” option to proceed with entering the payee’s details.
Step 6: Specify whether the payee’s account is an “HDFC Bank account” or a “Non-HDFC Bank account” by selecting the appropriate option.
Step 7: Enter the payee’s account number, name, and select the account type, either “Savings” or “Current.” Then, choose the option to “Find Branch by Address or IFSC Code.”
Step 8: Provide the payee’s IFSC code and tap on “Find” to fetch the branch details.
Step 9: Review the branch details displayed on the screen. Once confirmed, tap on “Select” to proceed further.
Step 10: Press the “Continue” button to move to the next step where you’ll confirm the details.
Step 11: Carefully review all the payee’s details. If everything is correct, tap on “Confirm” to finalize the addition of the payee.
Step 12: Select your registered mobile number to receive the OTP for verification. Enter the OTP sent to your number and click on “Continue.”
Step 13: The payee has now been successfully added to your account. Keep in mind that the payee will be in a cooling period of 30 minutes. After this period, you can transfer money to the payee using “NEFT,” “IMPS,” or “RTGS.”
Frequently Asked Questions
Q: How long does it take to add a payee?
A: Adding a payee typically takes a few minutes, but the payee will be in a cooling period for 30 minutes before you can transfer funds.
Q: What if I enter incorrect details while adding a payee?
A: Double-check all details before confirming. If you’ve added incorrect details, delete the payee and re-add them with the correct information.
Q: Is there any fee for adding a payee?
A: No, HDFC does not charge any fee for adding a payee to your account.
Q: Can I add multiple payees in one session?
A: Yes, you can add multiple payees, but each payee will have a separate cooling period.
By following these steps, you can quickly and securely add a payee in your HDFC Mobile Banking app, ensuring smooth transactions every time.